A structured, evidence-first route to New Zealand residence through investment — open and accepting applications, with two categories, minimal stay requirements, and no English test. Built for serious capital, planned properly.
Last updated: June 2026 — reviewed against Immigration New Zealand program settings for 2026.
Free Active Investor Plus Assessment — Growth category (NZD 5M / 3 years), Balanced category (NZD 10M / 5 years), family inclusion, and capital-structuring planning for UAE- and India-based applicants.
Get Assessment| New Zealand Active Investor Plus Visa (Residence by Investment) | |
|---|---|
| Governing authority | Immigration New Zealand (INZ) |
| Status | Open and accepting applications (as of June 2026) |
| Growth category | Minimum NZD 5 million · 36-month term · 21 days presence over the term |
| Balanced category | Minimum NZD 10 million · 60-month term · 105 days presence over the term |
| English test | None required |
| Family | Partner and dependent children aged 24 and younger |
| As of | June 2026 |
Investment thresholds shown are public INZ policy figures, not Cosmos service fees. Our advisory fees are confirmed after a free assessment.
We assist high-net-worth applicants based in Dubai, Abu Dhabi, Riyadh, Doha, Kuwait City, Muscat, Manama, as well as across India and Sri Lanka. Our role is to turn a complex investor-migration product into a clear, executable plan — eligibility, documentation, capital timing, and case coordination.
The objective is not speed alone — it is correctness, consistency, and long-term outcome security for serious capital.
Yes — Immigration New Zealand states the Active Investor Plus Visa is open and accepting applications in 2026. It is not closed or suspended. The program was relaunched and liberalised in the April 2025 refresh and has continued to draw strong demand since.
That open status matters, because investor-migration windows in New Zealand have historically moved with governments. As of mid-2026 the route is active, the categories are well defined, and INZ is processing applications steadily. Find out whether your profile and capital fit — free assessment.
The Growth category requires a minimum NZD 5 million invested over a 36-month term with only 21 days of physical presence in New Zealand, while the Balanced category requires a minimum NZD 10 million over a 60-month term with 105 days of presence. Growth accepts higher-risk direct investments and managed funds; Balanced allows a broader asset mix.
Practically, Growth is the lower-capital, lighter-stay, higher-investment-risk route built around direct investments and growth-oriented managed funds. Balanced sets a higher capital floor but widens what counts — direct investments, managed funds, listed equities, bonds and property developments. Philanthropy is a Growth-only feature. Which one fits depends on your liquidity, risk appetite and how much time you can give New Zealand. Message us on WhatsApp and we'll map it to your situation.
No — there is no English-language requirement for the Active Investor Plus Visa. The English test was removed under the 2025 refresh, and the current Immigration New Zealand visa page lists no language requirement. This was one of the key liberalisations compared with the earlier Active Investor Plus settings.
For many Gulf- and India-based investors, removing the English test takes a recurring friction point off the table entirely. It does not lower the investment or evidence bar, but it does simplify the path for a strong commercial profile. Your focus stays where it should be: clean source-of-funds documentation and the right investment structure.
Yes — you may include your partner and dependent children aged 24 and younger in an Active Investor Plus application. A partner must show a genuine, stable relationship with at least 12 months of living together, and children aged 21 to 24 must show financial dependency.
The pathway leads from an investor resident visa to permanent residence; under the current settings a resident visa is granted on approval and conditions, rather than through a separate temporary-then-residence two-step. Family documentation — relationship evidence, dependency proof, medicals and police clearances — is where well-prepared files separate from rushed ones. We sequence it early.
From 1 June 2026, new Growth-category applicants may allocate up to 20% of their total investment to eligible philanthropy — charities and conservation — confirmed in force by Immigration New Zealand. Safeguards require that the philanthropy is genuine and does not personally benefit the applicant.
This is a Growth-only feature, not available in the Balanced category. For investors who already plan charitable or conservation giving, it lets a portion of the NZD 5 million minimum do double duty. It also signals the current "Going for Growth" policy direction — useful context, but a feature to plan deliberately, with the genuineness safeguards front of mind.
Cosmos Immigration provides structured planning, documentation preparation and case management for the Active Investor Plus Visa. Cosmos does not hold a New Zealand investment-migration licence covering this product. Applications are prepared and submitted through government-authorised agents and regulated practitioners in our network: New Zealand immigration advice is provided by a licensed adviser — Andrew John Kerr, Licensed Immigration Adviser (IAA, New Zealand) — while the investment itself is routed through licensed New Zealand fund managers and financial-service providers. Cosmos coordinates eligibility, documentation and case management end to end.
The Active Investor Plus Visa is a residence route, not citizenship — so India's bar on dual citizenship does not apply, and there is no renunciation, passport-surrender or OCI implication here.
What does apply is the Reserve Bank of India's Liberalised Remittance Scheme (LRS), which governs how much capital you can remit out of India in a financial year. Moving NZD 5 million or more to New Zealand needs deliberate structuring and timing across financial years — a material planning point for India-based applicants, and one we flag early so it never becomes a bottleneck.
This is general information, not financial, tax, or legal advice. Remittances are governed by RBI regulations under the Liberalised Remittance Scheme and your bank's compliance requirements — consult a qualified chartered accountant or your authorised dealer bank before moving funds.
All criteria and figures are set by Immigration New Zealand and are subject to change.
This is an investment, not a deposit. Capital under the Active Investor Plus Visa is genuinely at risk and illiquid for the 3-to-5-year term. Direct and growth-oriented investments can lose value; there is no guarantee of return, and no guarantee of any immigration outcome.
The entry floor is very high. NZD 5 million (Growth) or NZD 10 million (Balanced) is roughly AED 11 million to 22 million — this route is relevant only to genuinely high-net-worth profiles. For most people, other pathways make far more sense, and we will say so.
Settings are policy-driven. The current government actively favours this "Going for Growth" design, but New Zealand investor-visa rules have changed with governments before. Treat the current terms as current settings, subject to policy change — not as permanent guarantees.
Presence is minimal, but residence is real. The 21-day and 105-day requirements are light, yet residence obligations and tax-residency consequences still need proper, independent advice. We flag these early rather than late.
← View all residence-by-investment pathways on the investment-migration hub page.
Yes. Immigration New Zealand states the visa is open and accepting applications as of 2026. It was relaunched and liberalised in the April 2025 refresh and has continued to attract strong demand, with 730 applications for 2,390 applicants recorded by 20 May 2026.
The Growth category requires a minimum of NZD 5 million over a 36-month term; the Balanced category requires a minimum of NZD 10 million over a 60-month term. These are public Immigration New Zealand policy figures, separate from Cosmos advisory fees, which are confirmed after a free assessment.
Presence is minimal: 21 days across the 36-month Growth term, or 105 days across the 60-month Balanced term. Even so, residence obligations and tax-residency consequences should be reviewed with proper advice before you commit.
No. There is no English-language requirement for the Active Investor Plus Visa. The test was removed under the 2025 refresh, and the current Immigration New Zealand visa page lists no language requirement.
Yes. You may include your partner and dependent children aged 24 and younger. A partner must show a genuine, stable relationship with at least 12 months of living together, and children aged 21 to 24 must show financial dependency.
Cosmos Immigration is a regulated immigration consultancy founded in Dubai in 2014, working through CICC-, MARA- and IAA-registered professionals, with offices in Dubai, Abu Dhabi, Hyderabad and Oakville. Our New Zealand immigration advice is provided through a licensed adviser, Andrew John Kerr, Licensed Immigration Adviser (IAA, New Zealand). Cosmos does not hold a New Zealand investment-migration licence covering this product: applications are prepared and submitted through government-authorised agents and regulated practitioners, and the investment is routed through licensed New Zealand fund managers and financial-service providers. Don't take our word for it — look up the adviser by name on the Immigration Advisers Authority register, free, in about two minutes, and run the same check on anyone you're considering. Verify Our Credentials
Cosmos Immigration is a private consultancy, not a government body. Program criteria and figures are set by the relevant governments and are subject to change; verified against official sources as of the date shown.
Start with a free assessment, not a sales pitch — or message us on WhatsApp. We'll tell you honestly whether the Active Investor Plus route fits your capital and goals — even if the answer is no.
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